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Getting
Ready for Retirement III: Generation-X Gets Serious about
Planning |
| As far as
retirement was concerned, Tanya Samuels was a pretty typical
twenty-something. "My attitude was, retirement is so far
away and I have so much else to do," she recalls. "I
spent my money on clothes, music, going out. When I did save, it
was for a vacation, not for long-term goals like retirement. I
thought there would be so much time for that later." Time,
however, may not be on the side of Tanya and other members of
Generation-X, which will be the first generation to feel the
full brunt of current trends that are fundamentally altering the
social and financial nature of retirement. Read
about how members of Generation-X are planning for retirement in
the third of a four-part series on retirement from best-selling
author James Geary.
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Red
Flags and Green Lights: Finding a Financial Planner You Trust
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| Hiring a
professional financial planner can be a helpful step in securing
your financial future. Because financial planning involves so
many areas of your life — your personal goals and dreams as
well as the details of your financial life — it’s important
to take care in selecting a financial planner you can have
confidence in and with whom you feel comfortable. Although many
services provided by financial planners are regulated by
governmental authorities, there are no legal restrictions on who
can use the title "financial planner." Read
about red flags to watch out for when you begin interviewing
financial planners and green lights that demonstrate a financial
planner is working in your interest.
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Financial
Alerts
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| Do you know how
to protect yourself from a botnet? Can you tell the difference
between a Certified Public Accountant and a CERTIFIED FINANCIAL
PLANNER™ professional? What about the difference between a
Chartered Retirement Planning Counselor (CRPC) and Chartered
Retirement Plans Specialist (CRPS)? The Federal Trade Commission
has provided tips to help you learn more about protecting
yourself from Internet-based identity theft crooks, and NASD has
provided a resource with information about what different
financial credentials mean. Learn
more.
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Is
Credit Counseling Right for You?
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Everybody needs some good advice from time to time. If you are
struggling with debt — whether it has to do with credit cards,
student loans, car or mortgage payments, or any other financial
obligation — a little help from a credit counselor might be
right for you. Read
about credit counseling and resources to help you find a
reputable credit counselor.
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Workshops:
College Funding and Planning and Estate Planning
CFP
Board's Free Financial Planning Clinic: August 4, 2007, Sheraton
Boston Hotel |
| CFP Board’s
Financial Planning Clinic is just a few weeks away, and
participants will have an opportunity to learn more about
financial planning and ask their financial questions to
CERTIFIED FINANCIAL PLANNER™ professionals for no charge.
Participants will also have the chance to attend workshops on
college funding and planning and on estate planning.
With the cost of a college education rising each year, it is
more important than ever for prospective college students and
their parents to understand the variety of college funding
options out there. It’s also important to understand how
important it is to get started as soon as you can. John
Pallaria, CFP®
will present a workshop that will provide action items to help
start a plan for college funding.
Vincent
E. Bonazzoli, JD will
also present a workshop on estate planning, which involves more
than drafting a will and selecting beneficiaries. It also
encompasses your welfare and needs and how they will be handled
if you’re no longer able to care for yourself. This
presentation will include a walk-through of estate planning
basics and provide an action list of the steps people need to
take to begin the estate planning process for themselves and
their families.
Read
more about these
workshops and register to attend CFP
Board’s Free Financial Planning Clinic
on August 4, 2007 from 10:00 a.m. to 2:00 p.m. at the Sheraton
Boston Hotel.
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About
This Newsletter
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You are receiving this e-mail because you subscribed to CFP
Board's eNewsletter. Periodically, CFP Board will e-mail you
"It's Your Turn," which includes information about
financial planning, financial planning tools and resources,
consumer alerts and much more. Suggestions and feedback are
welcome at mail@CFPBoard.org.
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