Many
Americans dread April 15 when the deadline looms for filling out
federal and state income tax returns. Those who owe money at tax
time frequently vow that they'll be better prepared "next year."
If you haven’t already started preparing for next year’s tax
season, it’s never too early to begin. Remember, income tax
planning is a year-round effort.
Ever
wonder how your personal finances stack up against those of
upper-income Americans? Read about some trends among the top 25%
of households, by income, in the United States.
If
you suspect you're the victim of identity theft, the Federal
Trade Commission has a site just for you at
www.consumer.gov/idtheft.
The
FTC site offers advice about where to file complaints, which
documentation you'll need and how to minimize or prevent further
damage to your credit or personal reputation.
Often, financial services firms and advisers market products and
services to prospective clients through free or low-cost
seminars. Seminars can be useful, but how can you evaluate what
to look for and whether the seminar will be helpful for your
situation?
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